XRP Bear Market Enters Year 1… Whales Snatch Up 4 Billion XRP as Retailers Cut Losses

Large XRP holders have accumulated over 4 billion XRP since the bear market began in July 2025, reversing trends as retail investors liquidate positions. While whale wallets increased holdings by 46.3 billion XRP over the past year, retail sentiment has deteriorated with bullish sentiment ratios plunging to 1.1. The 46.3 billion XRP accumulated at current prices is valued at ~$49 billion, equivalent to $166 billion at the 2024 July peak of $3.6. This reflects institutional buying during the downturn.