XRPL's AI Payments Surpass 1 Million Transactions... Real-World Usage is Increasing Significantly

XRP's ecosystem is expanding into AI payments, institutional infrastructure, and on-chain lending despite macroeconomic uncertainty. Ashish Bhardwaj, CEO of Everus, noted significant progress on XRPL, highlighting AI payments processing nearly 1 million transactions in a month as a key development. This marks the first time autonomous software is paying other software costs via XRPL. Bhardwaj emphasized the importance of tracking protocol development trends over short-term price movements. XRP appears in DTCC's educational materials on digital asset collateral management, though Bhardwaj clarified this does not signal actual adoption. XRPL's DeFi expansion includes XLS-66's on-chain lending trial, while Ripple's institutional blockchain infrastructure partnerships with Mastercard, JP Morgan, Onto Finance, and OKX are advancing. RLUSD stablecoin is gaining use as collateral and in derivatives markets.